Own the pipes to the $185T digital currency ecosystem

The paradigm-shifting opportunity to redefine money

A chance to build the future

Systems And Methods For Facilitating Transactions Using A Digital Currency

Ridgeview Digital's international patent provides:

(1) the right to a financial institution to issue its own fiat-based digital currency & to a clearinghouse to maintain, monitor & use the central ledger
(2) regulatory transparency / diligence with secure blockchain technology

(3) sizable potential revenue from the resulting data for targeted up-selling / cross-selling
(4) multiple protected add-on offerings (e.g., targeted loyalty programs) via software, hardware, & traditional plastic

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Building Blocks for a New System

Financial Institutions

1. Use customer deposits as collateral for digital currency purchasing power

2. Offer customer incentives from reduced digital currency transaction costs

Vendors

1. Reduce transaction costs with the ease of debit cards and security of blockchain

2. Entice customers through discounts from savings gained

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Consumers

1. Save money through vendor discounts and hyper-targeted incentives

2. Gain confidence in more secure transactions and peer-to-peer transfers

Regulators

1. Require full customer transparency with KYC/AML compliance & record of all transactions

2. Identify suspicious activities using desired monitoring methods

One winner will build the new financial pipes

New flows represent a $185 trillion opportunity. Visa’s network of networks approach creates opportunities to enable digital payments for consumers, businesses and governments around the world by facilitating P2P, B2C, B2B, B2B and G2C payments. Today, partners are increasingly using Visa’s network infrastructure and capabilities to enable Visa to unlock a growing market opportunity.

Visa, 2020 10-K